For your risk management needs, the following is an index of
Employment Practices Liability Exposures - Trade and professional associations face a myriad of risks on a daily basis. Most associations are acutely aware of the risks inherent in owning their buildings and property. However, associations may be surprised to learn that their normal day-to-day activities and interactions with employees may also present them with unintended risks.
More about why nonprofits need Directors' & Officers' Liability
Learn about the Volunteer Protection Act and why you still need
Directors' & Officers' Liability Insurance.
Who Sues Nonprofits and Nonprofit Boards and Why? -One of the myths associated with nonprofit D&O
exposures is that there are few sources of claims since nonprofits don't have shareholders. Nonprofits serve
large and varied constituencies to which their boards owe specific fiduciary duties similar to duties owed
by corporate boards. These constituencies are potential plaintiffs in legal actions brought against nonprofit
What Jurors Conclude About Documentation -A recent article
from the Maryland Employment Law Letter provides some interesting
food for thought for nonprofit employers. The article outlines
three unwritten assumptions jurors make about documentation presented
to them during trials.
||Evaluate your legal liability.
||A brief overview of the importance of
implementing an employee handbook.
||An employment application is an
information-gathering tool that will assist you in your hiring
decisions and should contain language that will reduce employment-
related liability exposures.
Nonprofit D&O Loss Prevention Manual
||Although directors and officers of
nonprofit entities are generally not subject to the same scrutiny,
pressures and legal requirements as their for-profit counterparts,
nonprofit directors and officers still have meaningful exposure to
personal liability. In fact, several surveys have reported that the
frequency of claims against nonprofit directors and officers has
doubled during the past several years.
Also, individuals generally become directors and officers of
nonprofit entities because they are interested in being a part of a
service organization, and not an organization focused on creating
profits. These individuals generally are very surprised to learn
than their actions -- or inactions -- may be the basis for a lawsuit
against them, and that a wide and growing range of litigation risks
is now a given for nonprofit directors and officers.
As discussed more fully in this manual, nonprofit directors and
officers can be protected through indemnification, state liability
limitation statutes, a thorough loss prevention program and a
comprehensive nonprofit directors and officers insurance policy.
Glossary of Risk Management Terms - The Glossary of
Risk Management and Insurance Terms is taken from the book Coverage, Claims & Consequences: An Insurance Handbook
for Nonprofits, published by the Nonprofit Risk Management Center (www.nonprofitrisk.org), a nonprofit serving
other nonprofits through articles, books, online training, workshops, conferences and consulting with a nonprofit's
slant on managing risk. The link to the Glossary is provided with the Center's permission.
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